Canadian Debt Consolidation Programs

How Do Debt Consolidation Programs Lower Your Payments?

By speaking with a Debt Relief Agency in Canada, you will create a personalized debt savings plan that works with your budget. A certified debt consultant will negotiate with your creditors on your behalf to get approved for a debt consolidation program.


Debt Consolidation Program in Canada is now becoming a highly popular debt relief option due to its great benefits. If you are interested in taking a debt consolidation program and are wondering how it can lower your payments, please read on.

Click here to get your free consultation and apply for a debt consolidation program.

What is a Debt Consolidation Program?

It’s the method of merging your unsecured debts into a single monthly payment. This is a government-approved program that helps Canadians with over $10,000 of debt to reduce or eliminate a portion of what is owed by up to 50%-75%.

You can consolidate the below types of debt:

  • Credit Cards
  • Personal Loans
  • Student Loan
  • CERB / Taxes / HST
  • Short-term loan (Payday loans)
  • Department Store Cards
  • Utility Bills

How Debt Consolidation Program Can Lower Your Payments?

By speaking with a Debt Relief Agency in Canada, you will create a personalized debt savings plan that works with your budget. A certified debt consultant will negotiate with your creditors on your behalf to get approved for a debt consolidation program.

Your debt consultant will help you create a more affordable and single monthly payment to pay for all your creditors. The majority of your creditors must agree to the proposed debt consolidation program.

Once approved by the creditors, you will only need to keep track of one monthly payment and pay it during the agreed duration. The interests of all your debts from creditors will stop making it easier to pay off.

Benefits of Debt Consolidation Program

  • Simplified Payment – You only need to keep track of one payment per month while paying off all your debts.
  • Stop Interest – Your old debts’ interests will stop the moment the debt consolidation program starts.
  • Stop Collection Calls – Enjoy peace of mind, all collection calls will be stopped and collection agencies will not contact you anymore.
  • Stop Wage Garnishment – It is one of the pains of having a huge debt, but with a debt consolidation program; this will stop and you will receive your salary in your bank account in full.
  • Stop any Possible Lawsuits – if you are seriously behind your debt payments, the possibility is that your creditors might have filed a lawsuit against you already. This can be avoided the moment the debt consolidation application gets approved.

How to Apply for Debt Consolidation Program in Ontario

National Debt Relief Services is a reputable and trusted debt relief agency in Ontario that helped thousands of Canadians get out of debt. Our team of professional debt consultants is available to help you without leaving your home.

We offer Free Consultation in the comfort of your home via Zoom or Phone Calls. You may visit this link to check out our hundreds of 5-star Google reviews.

Click on this link to get your Free Consultation.

Serving These Cities and Surrounding Rural Areas:

Toronto, Mississauga, Scarborough, Brampton, Vaughan, North York, Markham, Oakville, Pickering, Ajax, Whitby, Richmond Hill, Newmarket, Caledon, Burlington, Etobicoke, St. Catharines–Niagara, Montreal, Vancouver, Calgary, Edmonton, Ottawa-Gatineau, Winnipeg, Quebec City, Hamilton, Kitchener, London, Victoria, Halifax, Oshawa, Windsor, Saskatoon, St. Katherines-Niagara Falls, Regina, St. John’s, Kelowna, Barrie, Sherbrooke, Guelph, Abbotsford, Kingston, Kanata, Trois-Rivières, Moncton, Chicoutimi–Jonquière, Milton, Red Deer, Brantford, Thunder Bay, White Rock, Nanaimo, Sudbury, Lethbridge, Saint-Jean-sur-Richelieu, Peterborough, Kamloops, Saint-Jérôme, Chilliwack, Sarnia, Châteauguay, Drummondville, Belleville, Fort McMurray, Sault Ste. Marie, Prince George, Medicine Hat, Welland–Pelham, Grande Prairie, Airdrie, Granby, Fredericton, Saint John, Beloeil, North Bay, Saint-Hyacinthe, Brandon, Vernon, Cornwall, Joliette, Courtenay, Charlottetown, Victoriaville, Chatham, Georgetown, St. Thomas, Woodstock, Bowmanville, Salaberry-de-Valleyfield, Shawinigan, Rimouski, Spruce Grove, Sorel, Campbell River, Prince Albert, Penticton, Mission, Leamington, Moose Jaw, Stouffville, Lloydminster, Orillia, Stratford, Orangeville, Cape Breton–Sydney, Bradford, Leduc, Timmins, Okotoks, Saint-Georges, Keswick–Elmhurst Beach, Bolton, Val-d'Or, Cochrane, Quispamsis–Rothesay, Midland, Innisfil, Owen Sound, Brockville, Fergus, Lindsay, Collingwood, Cobourg, Alliston, Wasaga Beach, Valley East, Pembroke, Tillsonburg, Port Colborne, Fort Erie, Strathroy

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