Exploring latest method Of Payments For Adult Industry Merchants

We at iPayTotal Ltd. specialize in High-Risk Merchant Account, High-Risk ACH processing, and High-Risk merchant services. We approve practically every business type, even if you have been turned down for payment processing. With more than a decade of experience, our team is here to help. Even if you have been shut down by your current processor, we have a high-risk merchant account solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

The online business sector is one of the most lucrative sectors of the steadily growing adult entertainment industry.Adult entertainment is a billion-dollar business today and it is booming like mushrooms in a tropical forest. Adult entertainment, despite all the stigma surrounding it, has blossomed like a sunflower in the middle of March. Despite the prejudices and preconceived notions, it is basic human nature. The primal need for sexual satisfaction will never go away and anyone smart enough to understand this and invest in this industry has proved to be successful. Like any other business venture, this too requires various necessary tools for success. One of these tools is, of course, payment processing solution.

In a lot of cases, banks and mainstream financial institutions consider such businesses high-risk for a number of reasons. First, they are closely associated with fraud and chargebacks – that’s why they are subject to government scrutiny and various regulations. Second, high-risk businesses often have a doubtful reputation. This is the main reason, mainstream financial institutions never want to deal with them.

Getting a high risk merchant account for your adult entertainment business doesn’t have to be an impossible task. Without knowing where to start, it can seem overwhelming, especially if you weren’t previously aware that your business was considered to be high risk. First of all, choose a merchant account payment processor provider which fits your requirement.

Problems with erotic websites:

The main struggle with Companies in the adult entertainment industry is chargebacks. However, many other reasons make this industry at “high risk”. On the one hand, a large number of transactions generally increases the risk of fraud.

Few factors to consider while choosing an adult merchant account:


Just like any other types of processing, high risk credit card processing fees are comprised of several components. Literally all credit card processors set pricing individually for each business, and that’s the case for high-risk processing fees as well. The erotic industry is very time-dependent. This can result in significant price fluctuations in very short time periods, which can be adjusted through dynamic pricing.

Have extra cash to establish a reserve account:

Opening a different account helps wherein the processor can access if any losses happen in the future. Opening an account shows the merchant that you take your business seriously.

Gather the necessary documents:

Here is what you need with the application form you need to provide a documentation pack for KYC purposes which helps underwriting process performed by the acquiring bank or in house payments provider. Please see below for the typical documents checklist.

  1. Filling application
  2. Passport copy
  3. Valid government-issued photo ID
  4. Business license
  5. Articles of incorporation
  6. Business utility bill
  7. Voided check for your business bank account
  8. Last 3 months business and personal bank statement.

Why iPayTotal adult merchant account:

  • iPayTotal provides a reliable and safe solution with very fewer fees.
  • We provide safe and secure transactions through our reliable payment gateway.
  • Our payment gateway allows accepting online payments globally.
  • We have a trusted network of banks globally to approve the merchant account easily.
  • We offer the settlement on a daily or weekly basis. The settlement may vary.
  • Our approval process is quick and simple.

The online dating business has many risks for both the merchant and merchant service providers. This is the main reason why you will encounter many challenges when applying for your dating merchant account and payment processing. However, we at iPayTotal are here to make the process easy and quick. Get in touch with us now to get instant access to your online merchant account, online dating credit card processing, and online dating payment getaway among other online dating merchant solutions.

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