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User Posts

What factors affect your credit scores?

TransUnion TransRisk. FICO®. VantageScore®. These are just some of the credit scores creditors may have at their disposal when they’re evaluati...

Soft vs. Hard Inquiries? What’s the Difference?

Credit inquiries come in two flavors: soft and hard. Here’s how each kind affects you.

How to Dispute Something on Your TransUnion Credit Report

Filing a credit report dispute with TransUnion is easy. Here’s how to do it. One of the most important things you should check throughout yo...