When a property or home is damaged by a fire, policyholders often turn to their insurance company to rescue them
When a property or home is damaged by a fire, policyholders often turn to their insurance company to rescue them.Unfortunately, insurance companies often try to reduce their payouts by voiding claims or by offering value far less than the total amount of damages. We would like to believe that insurance companies will always do the right thing and serve their policyholders. However, insurance companies are in the business of making money and expensive claims such as those resulting from fire
While an attorney might not be necessary if there is a relatively small claim,but can turn out to be very useful throughout the claims and settlement process for cases with larger claims.If your claim has been wrongfully denied call us to hire the best Fire damage Lawyer. A remediation company will test for harmful chemicals andestimate the cost of restoration.If you’re unsure what your insurance company’s responsibility is regarding a fire & smoke damage claim. We help insurance holders recover their property that has been damaged by a fire, against the following occurrences:
1. Underpaid Claims
Fire causes huge damages to a property. An insurance agent may agree to provide only partial payment for obvious damages. Most often the money paid by the insurance company is not enough to the repair the damages. An attorney makes sure this dos not happen with his clients.
2. Unseen Damages
Smoke and soot often can cause extensive damage to walls, paints, floors, or to other delicate items. Also, fires can cause damage to electrical systems, HVAC systems, etc. These problems become worst with time. Our team helps you in determining the exact cost of these unseen damages since we have the experts having their grounds in construction and engineering.
3. Quick Resolution
The insurance policy includes a process to formally resolve disputes in the value of your claim quickly.Our Fire damage Lawyers have strategy to make the best claim possible.
4. Safeguarding Your Life’s quality
The insurance company often tries to place residential homeowners in uncomfortable hotel rooms for long periods of time. They also try to force you to occupy your home with minimal possible repairs done. In such cases, an attorney is required to fight on your behalf as he ensures that you are not taken for granted and that you receive the full amount of compensation to which you are actually entitled.
5. Security against Business Losses
Retrieving fire claims for a commercial property is a complex process and involve multiple factors like property damage, business interruption, and damage to inventories, etc. We help policy holders to review their insurance policy so that they come to know the exact areas of coverage in case of commercial plot. Insurance companies often undervalue significant commercial losses by thousands of dollars.
As mentioned above, it is evident claiming fire damage is not a easy go, so a Fire Damage Lawyer is required to maximize the insurance value thoughtfully. There are usually numerous steps to take with which you might not be familiar. Some important duties can be discussed as:
- drafting and filing needed papers
- Collecting and compiling evidences
- Removing salvageable items
- Defining repairing estimates
- Defining protocols for legitimate relocating of homeowners during repairs;
- hiring contractors for repair work
- obtaining permits for damaged buildings
- Seeking maximum restoration.
A lawyer will act as your representative in resolving any kinks that arise during the process and will take care of all the legal proceedings in due course, eliminating the speed bumps which can pop up.