Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.
Nowadays, all multi-utility bill payments like water bill online is facilitated through the website and application to the people whose preference is cashless, quick with transparent pricing and immediate payment facility. But for the mass to whom cash is still the primary modes of payment, the payment is done through the ATP Any Time -Payment Kiosk that facilitates bill payment through cash and makes the transaction digital. It is also integrated with the PoS machine that accepts credit/debit card for the bill payment.
The kiosk is replacing technology in the billers counters and is even deployed in the ICICI banks ATMs which is a huge feat and this is India’s first innovation sharing the space with the ATMs.
For the rural digital inclusion of the India that is more inclined towards the bill payment through cash as it is the popular and more comfortable modes of payment, XIPHIAS XPay Life Pvt Ltd has conceptualized a new age technology that provides bill payment facility to the last mile or even to the remotest villages. What once was thought to be a herculean task provided the mindset of the rural people and the dependency towards the cash and introducing alternate channels that are complex and overwhelming was not the solution. Hence the Mobile Vans consisted of the ATP kiosk that accepted cash as a bill payment mode and made the transaction digital. Utility bill payment Online and offline can be done through these methods
The XPay Life is a BBPS/NPCI approved agent institution and the transaction through it is highly secure and credible. Under BBPS, there are many billers under the same roof which is also collaborated with XPay Life as it an agent institution under BBPS/NPCI. It has a cumulative list of 250 plus billers spread across seven recurring payment categories. The POS machines are third party handheld devices that will be replacing the present technology at the biller’s collection units and hence increasing efficiency and aids in clearing long queues and facilitating Online Broadband Bill Payment through various modes of payment.
The Mobile Van is India’s first approach with a robust technology with the purpose of rural India inclusion in the Digital arena through XPay Life. The Mobile Van is consists of the ATP kiosk, Vending Machine, and mini-ATMs. The vending machine dispenses free condoms and sanitary pads after each transaction through a coin provided to access the vending machine that is stationed at the back of the Van. The ATP kiosk accepts cash as a bill payment mode while making Landline Bill Payment and makes the transaction digital, The mini-ATMs aids in cash withdrawal under a certain limit thus bringing a whole set of facilities to the rural places at strategic place and time, hence encouraging the rural mass for digital inclusion in the bill payment sector. it also creates awareness through the LED Tv display for the latest government schemes and policies.
All of these are done by the start-up named XIPHIAS XPay Life Pvt Ltd that is based in Kormagala Bangalore with innovation beyond imagination. it is providing all possible digital solutions through the mobile application, website, ATP kiosk, Mobile Van and PoS machines. All these services and products are built on the global standard of the module that works on AMBIC model that stands for Artificial Intelligence, Mobility, Blockchain, IoT and Cloud. This provides a secure channel that provides transparency over the payment transactions and a statistical report is generated and mailed to the registered account Ids.
The location of the ATP kiosk can be received by the XPay Life mobile app. Download the application through Google Playstore or Appstore and pay your bills through Best electricity bill payment online app.
Hence to increase digital adoption through the country and make India digitized through the innovations that help in Digital India Mission. Pay gas bill online and offline modes through varied technologies.