Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.
Easy bill payment online has been the new lifestyle that Indian society has inherently accepted. but this scenario is limited to specific tech-savvy citizens. But the remaining mass is lowly boarding the digital bandwagon without their realization. These has been possible Government regulatory steps including demonetization. This was a phase that overhauled the importance of alternate payment methods as the cash circulation was highly limited with only 14% of it in the whole country. Although it shook the country, the phase also illustrated the need for new technologies that could cater to the cash-less world.
The picketed growth in the digital payments acquainted the market to the new strategies that increase the customer onboarding to the digital realm. ut includes the contextual approach that requires understanding customer behavior after the comprehensive study of the user demographics and customer preference. Hence the XIPHIAS XPay Life Pvt Ltd is providing a gamut of bill payment services through the online and offline modes.
Apart from the smartphone penetration that comes with the ubiquitous connectivity, the biometrics, tokenization, cloud computing, and IoT are adding the credibility factor. Hence the adoption of the digital payment through the alternate modes has become more popular but as the technology, is on an ever increase with the innovation and data collection. The mode of Postpaid Mobile Bill Payment Online and offline methods have seen a diversified classification through the regional landscape.
According to the Google BCG report 80% of rural India and 35% of the urban population still highly dependent on the cash for making any transaction. Hence this has given a large spread of what the cash dominant country needs. India is witnessing the widespread acceptance of the digital solution in the form of the bill payment kiosk, mobile vans to pay water bill or any other multi-utility bills.
The bill payment kiosk is a technology that accepts the cash as a bill payment mode and provides the digital solution. Hence more people who are accustomed to the cash transaction can now slowly transit to the digital solutions with the freedom to choose cash and cards for the payment of landline bills. Hence the kiosk that uses the Internet of things, cloud and AI has seen higher acceptance with the everchanging technological realm. This step is digitally empowering India. Furthering the concept of cash acceptance in the cashless world. Another digital bill payment solution known as Mobile Vans has been successful in helping the rural mass become digital empowered.
The mobile van concept is patented by the XIPHIAS XPAY LIFE Pvt Ltd, a start-up with it’ s main office in Bangalore, which is bringing about a widespread change in the waybill payment is perceived in India. The mobile van consists of the bill payment kiosk through which the west bengal electricity bill payment or any bill payment pertaining to electricity, water, gas can be paid using cash and cards., vending machine, and mini-ATMs. Hence the bill payment is coming to the villages for the bill amount collected through the mobile vans and e-rikshaws. The vending machine is for a social cause that dispenses free condoms and sanitary pads after each transaction thus creating awareness about personal hygiene and family planning. These are much needed for the rural masses. There is always an operator in the Mobile Van who proceeds the bill payment process hence assisting the rural mass in accepting the digital shift.
Customers prefer simple and universal solutions based on the availability of the service and ease if the bill payment process. This solutions that are based on ubiquity and contextual through the smartphone, website are becoming a rapid trend in the online payment gateway india.
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