How Security plays a major role in increasing digital adoption in India

Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.


The water bill payment is made at ease with a multiple of the mobile bill payment service providers in the forms of the highly adaptable, user-friendly, life simplifying applications. There are a plethora of applications out in the competitive market of mobile service providers. Each offering lucrative offers that are more attractive than the previous, each offering features that are customer-centric and user-friendly.

The avalanche growth in the technological strides has paced over the past decade, innovations and technologies have made the world a smaller place, brought the banks to our phones, the transaction history is replaced by the traditional passbooks and the queues are cleared with the advent of the ubiquitous payment system in the country where we can Pay gas bill online effortlessly.

But with this kind of growth, the devices, accounts are becoming vulnerable o the virus attacks, malware attacks and the highest genius hackers placed in different countries handling multiple accounts will place the virus in your computer through many methods such as phishing, voice phishing and hence there is a higher rate of cybercrimes being reported globally.

Risks in Digital payment

Loss of revenue is one of the security concerns that have stranded people away from the digital modes of payment.

Denial of service while making Vodafone broadband postpaid bill payment is another risk that might bring bottlenecks during the payment process. Hence the disruption on the internet or the server issues from the service provider is going to put the company at loss and hence the customers lose the trust and credibility factor when it comes to the mobile payment service providers.

Theft of services: These are cybercrimes involving the identity theft and performing unauthorized transactions from the customer's cards handling these hacking accounts from a different country and as soon as their account is funded, the account is emptied and closed hence the tail the hacker is the highest problem.

Transaction frauds/money laundering

People flinch at the possibility of the transaction frauds that are prevalent in the present technological society. Even though all the online landline bill payment is done through webs and apps, people still prefer cash modes of transactions.

XPay.Life is expanding the bill payment sector by providing a secure payment option for all bill payments. The services are built on the most secure model that is embedded with blockchain and mobility. Hence the XPay Life is an NPCI/BBPS assured service provider that provides a full spectrum of bill payment services through the mobile app, website, PoS machine, ATP ( Any time payment)Kiosk, and mobile Van through which Postpaid payment can be done online and offline. Secure Payment

The payment through XPay Life is highly secure following strict cyber hygiene through blockchain technology and mobility. it is India’s first mobile payment service provider that is offering the highest quality of blockchain security to its customers. Hence it is also approved by BBPS/NPCI which provides certifications to the credibility of the XPay Life while making online landline bill payment.

While making the vishak electricity bill payment, the XPay Life there is no need to save the credit/debit card details that provide a secure channel without exposing the customer’s identity or the card details to any fraudsters and hence less exposed to the unauthorized transactions.

All of the XPay Life services are built with the model of the AMBIC model that provides the highest security standard that works on Artificial intelligence, Mobility, Blockchain, Internet of Things and Cloud. These provide the most secure bill payment gateway while providing lucrative discounts upto Rs 200 on multi-utility bill payments.

Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.

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