Innovations Leading to Digital India Formation

The bill payment sector has gone through the metamorphosis and with the adaption of the different payment solutions. The customer base in India is experiencing a superior end-to-end experience with bill payment services. Hence there is a rapid shift competing with technological advancements through the myriad of digital solutions. The form factor of the mobile phone known as the feature phone was only proving the USSD feature but the latest smartphones were more into the camera, facial recognition, and fingerprint recognition. with the advancement in the technologies and the making the maximum use of this in the innovation that revolutionized the bill payment sector and made southco electricity bill payment very easy.

The innovations int eh Fintech sector has given rise to the new-age digital solutions that provide bill payment facilities to the remotest villages of the country. yes, these are the regions that are underserved as the basic amenities are not being provided to access the electricity, water, and gas and more. For them, traveling long distances as far as 30 kms was a terrific chore. Although they found their billman from the biller's office who would come every month to collect the bill like kedl electricity bill payment, often, there was burglary or thief in disguise. These are real cases that rural India is facing. Hence bill payment would actually mean no wage for that day. People in remote villages live a frugal life and traveling is too much of an expense.

The remote villages could not get on the digital advancements due to many factors such as the lack of digital awareness, fear of the complex payments that run on an internet connection, OTP based payments and QR codes are totally new to them. Also, merchant acceptance of the digital solutions are low in these regions thus the customers choose to have all the financial transactions through the simplest way that is through the cash mode. But according to the Vision Payment 2021 by RBI, it is focusing on digital payments for all kinds of sectors like kota electricity bill payment online and makes way for the payment through the digital modes.

But there is a lack of robust infrastructures in these places that are offering to the bill payment scenario. But what if I told you that there is a way to pay bills digitally even in the remotest villages through an innovation. Yes, this innovation exists and the XPay Life Mobile Van is taking the banking and bill payment facilities to the remotest regions of the country. This innovation consists of an ATP Kiosk, Vending machine, and the Mini-ATM and hence the by accepting cash through the ATP Kiosk for bill payment. The cash is dispersed through the mini-ATMs to the rural villages who come to pay CESCOM Bill Payment.

The payment platform has been revolutionized at an amazing pace that the rural regions are also tapped and served the digital space. This is exposing people too much higher forums of the payment infrastructure and is getting acquainted with the digital space and choose to pay adani power bill payment through the offline modes of payment like Mobile Van and the PoS machines.

For India, to become a developed country, being digitally empowered is the most important thing on the list. Hence these innovations are bridging the gap between rural and urban India and making the country a digital India. This is the dream of the Honorable Prime Minister Narendra Modi who initiatives have surely brought about a massive change in the bill payment sector while making jvvnl electricity bill payment.

Pay your electricity bills online in as less as three clicks via XPay Life Web, Mobile App and Touch Screen Kiosk. XPay Life has integrated Blockchain secure payment gateway with all payment channels.