Smartphone Influx and The technological Advancement In India

Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.


The influx of the smartphone penetration into the daily lives of the Indian citizens has seen an instant inclination towards the latest technologies the industry has to offer. This mindset is aided by the consistent technological advancement, a fertile battleground offering multitude of options, the RBI initiative of decreasing the cash rotation and robust infrastructure of the Indian market field.

The “payment as a platform” has offered a futile fields for the mobile payment service providers to integrate with the third party ecosystem to build highly advanced hybrid mobile marketplace models. The e-commerce platform has been able to shoot to high success rates but the most immediate requirement sector is of the multi-utility payment sector.Jio Postpaid Bill Payments are made as easy with reference to the urgency of the utility.

The Quick response code(QR code) is one mode of that is garnering acceptance but from the merchants and the customers who are finding it more relatable to secure technology, user-friendly and unique which facilitates the easy transaction between the merchants.The QR code payment app is the most popular modes of transactions these days as even the auto drivers, the small chai shops uses the digital mode of transactions.

TV online recharge journey has be evolved since last three years. There was a time where every shop had to put up the banners of the recharges done. Then the website took over the business as digital literacy started to expand. Now all these recharges has stepped onto the digital mobile payment platform.

The gas bills that required consistent calls to the gas agency that was promptly rewarded with no answer. This story relates to a different timeline. Now, times have escalated to the usage of smartphones Bill Payment for Gas undergoes the direct payment to the operator without interference of the middle agency.

The smartphone user base has increases by 15.5 percent over the last two years that means the penetration is high but which is highly concentrated only to the 20% urban population and is quite diluted in the real region of 80% of rural India. This untapped region requires more attention and requires a different infrastructure that can help the major sector of digitally distanced people. It is time that India is digitally empowered in every sector and in every region. This requires work on a different dimension analyzing the customer acceptance, behavior, creating digital awareness and shifting the mass from the previous technological pastures to the more advanced yet a familiar environment.

Our society has always been cash dominant country. The power of managing cash and the immediate assurance of the bill payment has still retained the trust in the cash payments. But, for the growth trajectory to happen XIPHIAS XPay.Life has come up with an innovative infrastructure which is IoT enabled and accepts cash as a bill payment mode which ca help the in the process of transiting of the rural masses onto the digital world. And slowly create a digital revolution in India.

With the help of this technology, the people are provided the freedom and familiarity of using cash to adani electricity mumbai bill payment thus becoming digitized.


These bill payment kiosks are stationed inside a mobile van and made to move around the remote villages of India facilitating the immediate payment of utility bills. The vans also consists of a vending machine, mini-ATMs and TV that is solely kept for creating awareness about the government schemes and government initiatives towards the creating awareness about digital literacy amongst the masses. Pay water bill online will be a common thing for the rural masses.

Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.

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